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3 Beds
2 Baths
1,468 sqft

$1,249,000

118 Jessie ST, Santa Cruz CA, 95060

Price per sqft$850.82
Built in1976
Property size1,468 sqft
Property typeResidential

Overview

Active

Listed Aug 20, 2026

Updated 2 days ago

SELLERS OFFERING $25,000 TOWARD BUYER'S CLOSING COSTS! Use it to buy down your interest rate and lower your monthly payment, or apply it to your cash to close. Talk to your lender about the best way to make it work for you. Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more

$8,310/mo

Est. mortgage payment based on a $1,249,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
82057601ML

Interior Features

Bedrooms
3
Bathrooms
2
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.05 Acres

Other Property Details

Association Fee Frequency
Monthly
Garage
Yes

Listed by James Godfrey-Thomas with eXp Realty of California Inc
Listing Contact: 831-600-5847 

Based on information from The MLSTM / Combined LA/Westside Multiple Listing Service, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use, it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed and should be independently reviewed and verified. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. All properties are subject to prior sale, change or withdrawal, and may or may not be listed by the office/agent presenting the information. Neither listing broker(s) nor Distinct Concierge Real Estate shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. 

©2026 Combined L.A./Westside MLS. All rights reserved.

Data last updated 10/6/2026

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